Hiring a Contractor in Florida
When you hire a contractor, you want the job done to your satisfaction and within budget. Many contractors ask for an upfront deposit before starting work. If you live in Florida, you might wonder how much you can be asked to pay in advance.
This guide explains Florida’s legal requirements for deposits and how ORC Services handles them.
Why Contractors Ask for Upfront Payments
Contractors often request a deposit to secure their services. This payment helps cover the cost of materials and labor needed to begin the job.
The amount varies depending on the project’s scope and size. Large or complex jobs often require a deposit of up to 50% of the total cost. Some deposits are specifically for buying materials before work begins.
Florida’s Legal Rules for Deposits
Florida limits how much contractors can take upfront. The Florida Homeowners’ Construction Recovery Fund states:
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The deposit cannot exceed 10% of the total job cost or $1,000, whichever is less.
This rule applies to bond-eligible projects—jobs worth more than $2,500. It covers home improvements for mechanical, electrical, plumbing, and HVAC systems. It does not apply to new home construction.
Contractors must also provide a written contract before taking any payment. The contract must list the total cost, payment schedule, and the work to be done. This ensures transparency for both parties.
ORC Services’ Deposit Policies
ORC Services is a Florida-based construction and restoration company with over 13 years of experience. They offer water damage repair, mold remediation, fire restoration, general repairs, and remodeling.
Their deposit requirements range from zero to 50%, depending on job size and material costs:
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Small jobs with minimal materials: no upfront payment.
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Large renovations like kitchens or bathrooms: up to 50% deposit.
These policies ensure the company has the resources to complete projects on time and to a high standard. They also protect homeowners by setting clear expectations.
Commitment to Transparency and Service
ORC Services prides itself on excellent customer service. They stand behind their commitments, warranties, and guarantees. Communication is a priority, ensuring homeowners feel confident and informed throughout the project.
Key Takeaways
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In Florida, most contractors can only take up to 10% or $1,000 upfront for certain jobs.
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Deposit requirements vary by contractor and project size.
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ORC Services adjusts deposits based on job type, ranging from 0–50%.