Why Keep Emergency and Water Mitigation Invoices Separate? Water damage restoration companies must keep Emergency Mitigation and Water Mitigation invoices separate. This rule applies even if the policy sets a $3,000 limit for Emergency Mitigation. Separating invoices is important for many reasons. It helps the company, the homeowner, and the insurer. Compliance with Insurance Policies First, separate invoices ensure compliance …

How to Tell a Contractor Their Price Is Too High Telling a contractor their price is too high can be uncomfortable. However, being transparent about your budget is important. If you feel a contractor’s price is outside your budget, here are some ways to approach the conversation: Get Multiple Quotes Before discussing price, get quotes from several contractors. This helps …

Negotiating with Your Contractor: What You Need to Know Hiring a contractor for a home renovation or remodeling project can be a significant expense. As a homeowner, you might wonder if you can negotiate the price with your contractor. The answer is yes — you can negotiate. However, it’s important to understand what you can negotiate and what you shouldn’t …

The Importance of Honesty with Your Contractor Honesty and transparency are essential when working with a contractor. As a homeowner, it’s important to be open about your goals and expectations for your renovation or home improvement project. However, there are certain things you should avoid hiding from your contractor, as doing so could lead to misunderstandings, delays, or even jeopardize …

Should a Contractor Ask for Your Budget?Hiring a contractor for your home renovation or remodeling can feel overwhelming. Naturally, many homeowners wonder if a contractor should ask about their budget. The answer is yes. A contractor should always ask for your budget. If they don’t, this could lead to unrealistic expectations, unaffordable costs, and wasted time for both sides. Therefore, …

Is a 50% Down Payment Normal? When hiring a contractor for home renovation, many homeowners worry about payments. One common question is whether it’s normal for a contractor to ask for a 50% down payment upfront. The short answer is yes, it is normal. However, several factors affect how much you pay upfront and how often payments are made. Factors …

Hiring a Contractor in Florida When you hire a contractor, you want the job done to your satisfaction and within budget. Many contractors ask for an upfront deposit before starting work. If you live in Florida, you might wonder how much you can be asked to pay in advance. This guide explains Florida’s legal requirements for deposits and how ORC …

Understanding Assignment of Benefits (AOB) Assignment of Benefits (AOB) is commonly used by contractors and service providers to help policyholders with insurance claims. While AOB can be helpful, it often causes delays and higher costs in Florida. This has made many homeowners wonder how to get out of AOB agreements. They also ask if it’s possible to work with contractors …